4 housekeeping costs that might surprise you
Most of us, when we first buy a home, know that there are new expenses we incur beyond a simple mortgage payment. After all, you no longer have an owner to handle the repairs. If the home needs renovations, a new roof, or replacement appliances, it has to come out of your pocket.
But beyond budgeting for the big jobs, there are a number of small maintenance expenses that could add up and drain your bank account. Here are four costs that might surprise you. Be prepared, so you won’t have to borrow to cover essential maintenance.
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1. Chimney cleaning
With a wood-burning fireplace, a roaring fire is a very real risk, especially if you don’t have it cleaned properly and regularly. It’s a good idea to bring in a professional once every few years – or even every year if you use your fireplace often. They can clean up creosote and buildup, and help make sure your fireplace doesn’t put your family at risk.
If you are moving into a new home and want to use a fireplace that you are not sure has been used for a while, hiring a professional for an inspection and cleaning is a good idea. This way you can be sure it’s safe before you start your first fire.
2. Pest control
Pests inside and out can make life in your home very unpleasant, especially in some parts of the country. Regular use of a pest control service can help keep your home and garden free from creepy, crawling critters.
A monthly contract with a pest control company comes at a cost. However, it can still be cheaper to have regular service than to deal with larger infestations, especially if you have problem insects such as termites that could cause serious damage to your property.
3. Felling or removal of trees
Overgrown or dead trees can be a real danger, as branches or trees could fall on your home, vehicles or guests. You may need professionals to help you maintain your trees to reduce the risk of such disasters.
4. Gutter cleaning
Gutters are essential for drainage, but they can quickly become clogged with dirt, debris, and fallen leaves.
Climbing onto the roof to clean gutters is not a task that most people want to put on the to-do list. This means that it is necessary to budget for regular cleaning of gutters. This task helps prevent drainage issues that could damage your home’s structural components and ensures that your gutters don’t get so heavy that they pull away from the home.
While these four maintenance tasks might not be what you think about before you become a homeowner, they are things that most property owners face at one point or another. Before buying a home, make sure you can fit these costs into your budget.