Employers required to pay employee medical expenses – SIC
Mr. Faris Attrickie, General Manager and Technical Operations of SIC Insurance Company PLC, explained that employers are required under the Workers ‘Compensation Act to pay employees’ medical expenses with respect to the injury. .
He said the law also provides for compensation for permanent disability, when the total disability results from the injury, the amount of compensation will be a sum of money equal to 96 months’ salary.
Regarding compensation for partial permanent disability, Mr. Attrickie stated that where partial permanent disability results from the injury, the amount of compensation will, in the case of a specified injury, be a percentage of the compensation that would have been due in the event of permanent total incapacity.
Mr. Attrickie, speaking at the Ghana News Agency’s Seventh “Tema Regional Office on Stakeholder Engagement and Worker Appreciation Day” seminar, said that in the event of an injury not specified, a percentage of the compensation that would have been payable in the event of total permanent disability and proportional to the loss of earnings.
“When more than one injured person is caused by the same accident, the amount of compensation payable under this article shall be cumulative, but shall not exceed the amount that would have been payable if total permanent incapacity had resulted from the injuries Mr. Attrickie noted.
Regarding the new insurance law, Law 1061 of 2021, article 216, Mr Attrickie instructed professional bodies to study the law, stressing that the medical establishment must have professional liability cover and that, if they fail to do so, the owner or employer could be summarily convicted. to a fine or imprisonment.
He said that occupational compensation had become compulsory through the new insurance law, which replaced Law 726 of 2006, “now this new insurance law obliges any employer to ensure that every employee must be covered by professional insurance coverage and an employer who if he does not, if found guilty, will be fined or imprisoned or both ”.
“The new law 1061 of 2021 also made motor liability insurance and work accident insurance compulsory,” he said.
Mr Attrickie said we need a united front to come out and reach out to all sectors of society to discuss insurance and social development issues, which have affected society.
He called on insurance companies to cooperate with the GNA to educate society about their rights so that they can ensure that employers do not mess with employers’ lives.
Mr. Francis Ameyibor, Regional Director of Tema, GNA, in an introductory remark, said stakeholder engagement was a platform created to deepen a mutually beneficial working relationship with stakeholders to ensure that the media and businesses work together for national development.
The engagement, he added, served as a motivational mechanism to recognize the editorial contribution of journalists to professional growth and promotion of Tema GNA as an industrial information hub, while also contributing to societal growth.
He said the government, civil society organizations and other stakeholders could use the media more effectively as an instrument for social change, and said the media was a powerful tool, which should be used strategically for a effective change towards national development.
Mr. Ameeibor was quick to add that, in modern development, “you ignore the media at the risk of the state, the organization or an agenda; we must therefore work together, creating an environment conducive to trust and collaboration, because the media are quite simply essential for the democratic functioning of the state.